Credit Report in Debt Collection
Credit reports, there’s a wealth of information in credit reports duringĀ Debt collection and I’ll have either Shelia or Cathy from RCA address that a little bit as part of the services that a collection agency can provide to landlords for example who want to have full credit reports on perspective tenants. Newspaper, I touched on that. Articles about recent arrests. You might see somebody’s name and they’re now in custody or they were recently sentenced for some reason and you now know they have a criminal case pending against them. Marriages, deaths, DBAs, again arrest reports, and business things. A localĀ Debt collection paper is a wealth of information if you know what you’re looking for.
I addressed the difference between small claims in Debt collection court and superior court. Basically the big difference is the amount of money that you’re suing for. $5,000 or less is where you want to be in small claims court.
Also read here on Protecting Debtors through Debt Collection Laws